FCA market study on CRAs - what lies behind it
To ensure the consumer credit market is working well, the FCA has launched a competition market study to better understand the dynamics...
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FCA confirms overhaul of overdrafts - what's at stake for firms and regulator?
The FCA yesterday confirmed proposals to radically overhaul how banks charge for overdrafts. This is a seminal change and comes after...
FCA strategy; how the idea of "harm" helps the regulator prioritise
How the regulator prioritises and decides how to allocate its resources, is a longstanding issue, going back to the early 2000s. Below,...
FCA Dear CEO Letter - Credit card fees and charges
Consumer credit has been a priority for the FCA since it first became responsible for its regulation in 2014. Until now, credit cards...
FCA puts financial promotions back in the spotlight
The FCA has recently sent a letter to the CEOs of all regulated firms reminding them of their obligations in respect of financial...
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