FCA puts financial promotions back in the spotlight
The FCA has recently sent a letter to the CEOs of all regulated firms reminding them of their obligations in respect of financial...
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Rent-to-own price-cap: FCA’s consumer credit strategy emerges
Put this announcement - that the FCA want to introduce a 100% price-cap on rent-to-own from next April, while also seeking ways to...
Regulation and firm culture change (1)
Firm culture, often reflected through its “treating customers fairly” (TCF) Principle of Business, has been a preoccupation of the...
Consumer credit regulation - hard road ahead
A few weeks ago, when Wonga went into administration, I wrote that it might be a precursor, a large one, to a perfect storm of regulatory...
Brexit, the Bank and the FCA
The news that Mark Carney will remain as Governor of the Bank of England for a further six months had been heavily pre-briefed and so was...
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